Rate of returns

Here are latest rate of returns for various investment options in India. You can click on instrument for more details like eligibility, limit, taxation, lock-in, loan etc.

InstrumentReturns*
in %
Tenure
Years
Small Savings Schemes
PPF7.115
Kissan Vikas Patra6.9
National Savings Certificate6.8
Senior Citizens Savings Scheme7.4
Sukanya Samrudhhi7.6
Corporate Fix Deposits5.45 – 8.251-7
Bajaj Finance Ltd.5.65-6.51-5
HDFC Ltd.5.7-6.41-5
LIC Housing Finance5.25-5.751-5
M&M Finance Services5.7-6.451-5
PNB Housing Finance5.9-6.71-7
Shriram Transport Finance7.25-8.251-5
Insurance
HDFC Sanchay Plus5.4-5.710+
TATA AIA Fortune Guarantee Plus4.2-5Long
Pension Plans
LIC Jeevan Shanti< 6Long
LIC Jeevan Akshay5.27-6.70
Tata AIA Smart Annuity ~5.5Long
Mutual Funds
Liquid Funds3-4%Short
Gilt Funds8-9%Medium (5+)
  • * Returns for non guaranteed products like Mutual Funds are just indicative based on historical data
  • Please do your own research before taking any decision based on this information