Rate of returns

Here are latest rate of returns for various investment options in India. You can click on instrument for more details like eligibility, limit, taxation, lock-in, loan etc.

updated on2nd July 2021

InstrumentReturns*
in %
Tenure
Years
Small Savings Schemes
PPF7.115
Kissan Vikas Patra6.910.3
National Savings Certificate6.85
Sukanya Samrudhhi7.618
Fix Deposits5.45 – 8.251-7
Bajaj Finance Ltd.5.65-6.51-5
HDFC Ltd.5.7-6.41-5
LIC Housing Finance5.25-5.751-5
M&M Finance Services5.7-6.451-5
PNB Housing Finance5.9-6.71-7
Shriram Transport Finance7.25-8.251-5
Post Office FD5.51-3
Post Office FD6.75
Post Office Recurring Deposit5.85
Insurance Savings Plan (tax free)
HDFC Sanchay Plus5.4-5.710+
TATA AIA Fortune Guarantee Plus4.2-5Long
Pension Plans (taxable)
LIC Jeevan Shanti< 6Long
LIC Jeevan Akshay5.27-6.70
Tata AIA Smart Annuity ~5.5Long
Post Office MIS6.65
Senior Citizens Savings Scheme7.45
Mutual Funds (returns based on historic performance)
Liquid Funds3-4%upto 1
Gilt Funds8-9%Medium (5+)
  • * Returns for non guaranteed products like Mutual Funds are just indicative based on historical data
  • Please do your own research before taking any decision based on this information
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