Here are latest rate of returns for various investment options in India. You can click on instrument for more details like eligibility, limit, taxation, lock-in, loan etc.
updated on2nd July 2021
| Instrument | Returns* in % | Tenure Years |
|---|---|---|
| Small Savings Schemes | ||
| PPF | 7.1 | 15 |
| Kissan Vikas Patra | 6.9 | 10.3 |
| National Savings Certificate | 6.8 | 5 |
| Sukanya Samrudhhi | 7.6 | 18 |
| Fix Deposits | 5.45 – 8.25 | 1-7 |
| Bajaj Finance Ltd. | 5.65-6.5 | 1-5 |
| HDFC Ltd. | 5.7-6.4 | 1-5 |
| LIC Housing Finance | 5.25-5.75 | 1-5 |
| M&M Finance Services | 5.7-6.45 | 1-5 |
| PNB Housing Finance | 5.9-6.7 | 1-7 |
| Shriram Transport Finance | 7.25-8.25 | 1-5 |
| Post Office FD | 5.5 | 1-3 |
| Post Office FD | 6.7 | 5 |
| Post Office Recurring Deposit | 5.8 | 5 |
| Insurance Savings Plan (tax free) | ||
| HDFC Sanchay Plus | 5.4-5.7 | 10+ |
| TATA AIA Fortune Guarantee Plus | 4.2-5 | Long |
| Pension Plans (taxable) | ||
| LIC Jeevan Shanti | < 6 | Long |
| LIC Jeevan Akshay | 5.27-6.7 | 0 |
| Tata AIA Smart Annuity | ~5.5 | Long |
| Post Office MIS | 6.6 | 5 |
| Senior Citizens Savings Scheme | 7.4 | 5 |
| Mutual Funds (returns based on historic performance) | ||
| Liquid Funds | 3-4% | upto 1 |
| Gilt Funds | 8-9% | Medium (5+) |
- * Returns for non guaranteed products like Mutual Funds are just indicative based on historical data
- Please do your own research before taking any decision based on this information