How to know your mutual fund returns? know your XIRR

One common issue that all mutual fund investors or to that matter even direct stock investors face is that we don’t know how our investments are performing. Are we getting 7% or 10% or 15%. XIRR is the answer. We invest in stocks and mutual funds in different ways. In guaranteed return schemes like FD, … Read more

Banks reducing interest rates on Savings account – what should you do?

Saving Account Vs Liquid Fund

On 25th May, 2020 Kotak Mahindra Bank slashes interest rate by 0.50 percent on savings deposits. This is second time in month now that bank has cut rate. You can see deposit rates across the banks are dipping due to interest rate lowering by RBI and banks don’t have lot of options as people or … Read more

How long my money will last? Retirement Calculator

How long my money will last - Calculator

Do you feel like retiring now? But don’t know if your savings are sufficient for you to provide income for remaining period. Or you are already retired and want to check how much you can withdraw monthly so you can sustain for long time. Or you are just a curious soul want to find about … Read more